Terms & Conditions

These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

License to use website

Unless otherwise stated, Access to Finance and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages or other content from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • republish material from this website (including republication on another website);
  • sell, rent or sub-license material from the website;
  • show any material from the website in public;
  • reproduce, duplicate, copy or otherwise exploit material on this website for commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website (except for content specifically and expressly made available for redistribution).

Acceptable use

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.

You must not conduct any systematic or automated data collective activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without Access to Finance’s express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without Access to Finance’s express written consent.

Restricted access

Access to certain areas of this website is restricted. Access to Finance reserves the right to restrict access to areas of this website, or indeed this entire website, at Access to Finance discretion.

If Access to Finance provide you with a use ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.

Access to Finance may disable your user ID and password in Access to Finance sole discretion without notice or explanation.
User content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material, and audio-visual material) that you submit to this website, for whatever purposes.

You grant to Access to Finance a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to Access to Finance the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Indemnity

You hereby indemnify Access to Finance and undertake to keep Access to Finance indemnified against any losses, damage, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Access to Finance to a third party in settlement of a claim or dispute on the advice of Access to Finance legal advisers) incurred or suffered by Access to Finance arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have beached any provision of these terms and conditions.
Breaches of these terms and conditions

Without prejudice to Access to Finance other rights under these terms and conditions, if you breach these terms and conditions in any way, Access to Finance may take such action as Access to Finance deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.

Variation

Access to Finance may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Limitations of liability

Access to Finance will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

To the extent that the website is provided free-of-charge, for any direct loss;
for any indirect, special or consequential loss; or
for any business losses, loss of revenue, income, profits, or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Access to Finance has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by the law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Access to Finance liability in respect of any:

death or personal injury caused by Access to Finance negligence;
fraud or fraudulent misrepresentation on the part of Access to Finance; or
matter which it would be illegal or unlawful for Access to Finance to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with UK Governmental Legalisation and any disputes relating to these terms and conditions will be subject to the (non-) exclusive jurisdiction of the courts of UK Government.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.